I thought going for the little nonprofit lender in my hometown would avoid such things. And what happened is my check months late, had to switch lenders the next year, and now this. Total Higher Education (T.H.E.) was not as great as i hoped. For Qualifying persons and entities in the United States who obtained or co-signed a student loan held by Northstar or a wholly-owned subsidiary of Northstar at the time of the Suspension of a Bonus on February 18, 2008 You Could Get A Payment From A Class Action Settlement.